Medical Reimbursement Threshold Calculator

Dear Readers! At your service on our website is another new calculation assistant! It can be used to calculate the threshold for reimbursement of medical costs.

In other words, thanks to this calculator, you will be able to understand how much of your expenses for medical services can be taken to reduce your income - that is, below the threshold you cannot, but above, if certain conditions are met, please! Sounds tempting? Still would! Moreover, given the fact that in the Netherlands medicine is not at all cheap, and quite often you have to pay for it out of your own pocket.

But first things first.

When and why is it necessary to know the amount of such a threshold? This information is needed when completing the annual Declaration for Individuals. In this regard, we remind you that the campaign for filing them with the Dutch tax office is taking place right now, and it will last in this year, 2021, until May 8, which we have already told you. previously reported.

Information related to health care costs is found under Personal Deductions. (Personsgebonden aftrek) annual Declaration among expenses for: alimony, gifts / donations, training, etc. Please note that each type of these expenses is specific and has either separate thresholds / limits, or other, rather stringent requirements.

To use our new assistant, please go through here to register::

When you have already calculated the threshold for reimbursement, you need to pick up the documents confirming your medical expenses. So, we carefully study them:

• Only expenses made in the reporting year are eligible for reimbursement (now for most of you this is 2020, and invoices / documents must be issued in this particular year).
• These costs were incurred by you because of an illness or disability and were prescribed by your doctor.
• These services must be provided directly
  • you or
  • your fiscal partner or
  • your child under 27 years of age (if the child cannot pay these costs on their own), or
  • a disabled person/relative (living in the same house as you) - and these persons depend on your care -

that is, invoices / documents must be issued for you / your fiscal partner / your child / relative.

• These services must also be paid for by you / your fiscal partner - attach a statement from your bank account about this payment / payments. In an extreme case, it can be a cashier's receipt confirming the payment of these expenses.

Have you looked at your documents and are they okay? This is great, but the verification of the conditions is not over yet - let's move on.

It is necessary to understand what exactly these expenses were made for - that is, what type of medical services were provided to you / your fiscal partner / child / relative. The list of reimbursable and non-reimbursable medical costs varies slightly from year to year, so now we provide a link to the tax service website where they are posted. list for 2020. 

Read it carefully and determine if your costs are reimbursable. Here you need to know the general rule - expenses that fall under the reimbursement of compulsory and (if available) additional health insurance policies are never reimbursed in the annual tax return.

In addition to those listed above, do not include reimbursable expenses that fall into the amount own risk - Let us remind you that in 2020 the so-called "own risk" amounted to 385 euros.

We have already written in more detail about the health insurance system in the Netherlands. here (part 1) и here (part 2). 

In addition, we were published article on reimbursement of treatment costs But please note that it contains background information for 2019, and, if necessary, refer to the data for 2020 at the link provided earlier.

In conclusion, I would like to clarify the rules for filling out paragraph 2 of our new calculator if you are a registered entrepreneur. In this case, the calculation is made based on the amount of taxable profit. (Inelast bar profit) from your business with the addition of your other possible incomes indicated in the calculator (if any). Therefore, calculate such a threshold for EMZ(ZZP) / VOF it is possible independently only with very large amendments.

And the very last thing - of course, the calculation proposed now using this calculator is only indicative. To correctly determine the amount of reimbursement of medical expenses in your annual tax return, we recommend that you contact the specialists - Nalog.NL is always ready to help you!